Home › Compare › Denver, CO vs St. Louis, MO

Cost of Living: Denver, CO vs St. Louis, MO

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

19.6% St. Louis, MO is cheaper overall
43.9% 43.9% cheaper housing
5.0% 5.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 43.9% cheaper
Denver
132
St. Louis
74
🛒 Groceries 5.0% cheaper
Denver
101
St. Louis
96
🚗 Transportation 4.8% cheaper
Denver
105
St. Louis
100
🏥 Healthcare 7.7% cheaper
Denver
104
St. Louis
96
⚡ Utilities 6.2% more
Denver
96
St. Louis
102

Detailed Breakdown

Category Denver, CO St. Louis, MO Difference
Overall Cost Index1129019.6% less
Housing1327443.9% less
Median 1BR Rent$1,620$1,00038.3% less
Median Home Price$540,000$185,00065.7% less
Groceries101965.0% less
Transportation1051004.8% less
Healthcare104967.7% less
Utilities961026.2% more

Tax Comparison

Tax Type Denver, CO St. Louis, MO
State Income Tax4.40%4.80% (top)
State Sales Tax2.90%4.23%
Avg Property Tax Rate0.49%0.88%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Denver, CO
$82,000
Median household income
St. Louis, MO
$52,000
Median household income
⚠️ Heads up: St. Louis costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in St. Louis to maintain your Denver lifestyle.

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Based on overall cost index: Denver (112) vs St. Louis (90). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Denver3.5%
St. Louis4.3%
Job Growth (YoY)
Denver3.6%
St. Louis1.6%
Top Industries
DenverTech, Aerospace, Energy
St. LouisHealthcare, Manufacturing, Finance

Quality of Life

Avg Commute
Denver27 min
St. Louis25 min
Walk Score
Denver61
St. Louis60
Air Quality (AQI)
Denver45
St. Louis44
Avg Temperature
Denver51°F
St. Louis56°F
Population
Denver713,252
St. Louis293,310

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Denver and St. Louis → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in St. Louis →

Compare Other Cities

Denver vs Austin → Denver vs Nashville → Denver vs Raleigh → St. Louis vs Portland → St. Louis vs Phoenix → St. Louis vs Chicago →

Frequently Asked Questions

Is Denver or St. Louis cheaper to live in?+
St. Louis is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 43.9%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Denver vs St. Louis?+
A typical one-bedroom apartment costs around $1,620/month in Denver and $1,000/month in St. Louis — a difference of about $620 per month.
Which city has lower taxes, Denver or St. Louis?+
Colorado has a state income tax of 4.40% and sales tax of 2.90%. Missouri has a state income tax of 4.80% (top) and sales tax of 4.23%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Denver to St. Louis?+
Median household income in Denver is $82,000 compared to $52,000 in St. Louis. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Denver vs St. Louis?+
The median home price in Denver is $540,000 versus $185,000 in St. Louis — a difference of $355,000. Property tax rates also differ: Colorado averages 0.49% while Missouri averages 0.88%.