HomeCompare › Denver, CO vs Baltimore, MD

Cost of Living: Denver, CO vs Baltimore, MD

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

3.6% Baltimore, MD is cheaper overall
15.2% 15.2% cheaper housing
3.0% 3.0% more expensive groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 15.2% cheaper
Denver
132
Baltimore
112
🛒 Groceries 3.0% more
Denver
101
Baltimore
104
🚗 Transportation 4.8% more
Denver
105
Baltimore
110
🏥 Healthcare ~Same
Denver
104
Baltimore
104
⚡ Utilities 12.5% more
Denver
96
Baltimore
108

Detailed Breakdown

Category Denver, CO Baltimore, MD Difference
Overall Cost Index1121083.6% less
Housing13211215.2% less
Median 1BR Rent$1,620$1,35016.7% less
Median Home Price$540,000$220,00059.3% less
Groceries1011043.0% more
Transportation1051104.8% more
Healthcare104104~Same
Utilities9610812.5% more

Tax Comparison

Tax Type Denver, CO Baltimore, MD
State Income Tax4.40%5.75% (top)
State Sales Tax2.90%6.00%
Avg Property Tax Rate0.49%0.99%
Estate / Inheritance TaxNoneYes

What You'd Need to Earn

Denver, CO
$82,000
Median household income
Baltimore, MD
$58,000
Median household income
⚠️ Heads up: Baltimore costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Baltimore to maintain your Denver lifestyle.

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Based on overall cost index: Denver (112) vs Baltimore (108). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Denver3.5%
Baltimore5.0%
Job Growth (YoY)
Denver3.6%
Baltimore1.7%
Top Industries
DenverTech, Aerospace, Energy
BaltimoreHealthcare, Education, Defense

Quality of Life

Avg Commute
Denver27 min
Baltimore31 min
Walk Score
Denver61
Baltimore67
Air Quality (AQI)
Denver45
Baltimore44
Avg Temperature
Denver51°F
Baltimore56°F
Population
Denver713,252
Baltimore585,708

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Frequently Asked Questions

Is Denver or Baltimore cheaper to live in?+
Baltimore is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 15.2%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Denver vs Baltimore?+
A typical one-bedroom apartment costs around $1,620/month in Denver and $1,350/month in Baltimore — a difference of about $270 per month.
Which city has lower taxes, Denver or Baltimore?+
Colorado has a state income tax of 4.40% and sales tax of 2.90%. Maryland has a state income tax of 5.75% (top) and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Denver to Baltimore?+
Median household income in Denver is $82,000 compared to $58,000 in Baltimore. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Denver vs Baltimore?+
The median home price in Denver is $540,000 versus $220,000 in Baltimore — a difference of $320,000. Property tax rates also differ: Colorado averages 0.49% while Maryland averages 0.99%.