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Cost of Living: Tampa, FL vs Omaha, NE

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

9.9% Omaha, NE is cheaper overall
25.5% 25.5% cheaper housing
5.0% 5.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 25.5% cheaper
Tampa
110
Omaha
82
🛒 Groceries 5.0% cheaper
Tampa
100
Omaha
95
🚗 Transportation 4.0% cheaper
Tampa
100
Omaha
96
🏥 Healthcare ~Same
Tampa
95
Omaha
96
⚡ Utilities 6.8% cheaper
Tampa
103
Omaha
96

Detailed Breakdown

Category Tampa, FL Omaha, NE Difference
Overall Cost Index101919.9% less
Housing1108225.5% less
Median 1BR Rent$1,450$1,05027.6% less
Median Home Price$365,000$240,00034.2% less
Groceries100955.0% less
Transportation100964.0% less
Healthcare9596~Same
Utilities103966.8% less

Tax Comparison

Tax Type Tampa, FL Omaha, NE
State Income TaxNone (0%)5.84% (top)
State Sales Tax6.00%5.50%
Avg Property Tax Rate0.80%1.54%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Tampa, FL
$62,000
Median household income
Omaha, NE
$66,000
Median household income
✅ Good news: Income in Omaha outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Omaha to maintain your Tampa lifestyle.

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Based on overall cost index: Tampa (101) vs Omaha (91). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Tampa3.8%
Omaha3.0%
Job Growth (YoY)
Tampa3.2%
Omaha2.6%
Top Industries
TampaFinance, Healthcare, Tech
OmahaFinance, Insurance, Agriculture

Quality of Life

Avg Commute
Tampa27 min
Omaha20 min
Walk Score
Tampa49
Omaha38
Air Quality (AQI)
Tampa37
Omaha38
Avg Temperature
Tampa73°F
Omaha51°F
Population
Tampa393,468
Omaha486,051

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Tampa and Omaha → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Omaha →

Compare Other Cities

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Frequently Asked Questions

Is Tampa or Omaha cheaper to live in?+
Omaha is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 25.5%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Tampa vs Omaha?+
A typical one-bedroom apartment costs around $1,450/month in Tampa and $1,050/month in Omaha — a difference of about $400 per month.
Which city has lower taxes, Tampa or Omaha?+
Florida has a state income tax of None (0%) and sales tax of 6.00%. Nebraska has a state income tax of 5.84% (top) and sales tax of 5.50%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Tampa to Omaha?+
Median household income in Tampa is $62,000 compared to $66,000 in Omaha. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Tampa vs Omaha?+
The median home price in Tampa is $365,000 versus $240,000 in Omaha — a difference of $125,000. Property tax rates also differ: Florida averages 0.80% while Nebraska averages 1.54%.