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Cost of Living: Tampa, FL vs Oklahoma City, OK

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

12.9% Oklahoma City, OK is cheaper overall
30.9% 30.9% cheaper housing
7.0% 7.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 30.9% cheaper
Tampa
110
Oklahoma City
76
🛒 Groceries 7.0% cheaper
Tampa
100
Oklahoma City
93
🚗 Transportation 4.0% cheaper
Tampa
100
Oklahoma City
96
🏥 Healthcare 3.2% cheaper
Tampa
95
Oklahoma City
92
⚡ Utilities 2.9% cheaper
Tampa
103
Oklahoma City
100

Detailed Breakdown

Category Tampa, FL Oklahoma City, OK Difference
Overall Cost Index1018812.9% less
Housing1107630.9% less
Median 1BR Rent$1,450$95034.5% less
Median Home Price$365,000$210,00042.5% less
Groceries100937.0% less
Transportation100964.0% less
Healthcare95923.2% less
Utilities1031002.9% less

Tax Comparison

Tax Type Tampa, FL Oklahoma City, OK
State Income TaxNone (0%)4.75%
State Sales Tax6.00%4.50%
Avg Property Tax Rate0.80%0.85%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Tampa, FL
$62,000
Median household income
Oklahoma City, OK
$58,000
Median household income
✅ Good news: Income in Oklahoma City outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Oklahoma City to maintain your Tampa lifestyle.

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Based on overall cost index: Tampa (101) vs Oklahoma City (88). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Tampa3.8%
Oklahoma City3.5%
Job Growth (YoY)
Tampa3.2%
Oklahoma City2.4%
Top Industries
TampaFinance, Healthcare, Tech
Oklahoma CityEnergy, Aerospace, Agriculture

Quality of Life

Avg Commute
Tampa27 min
Oklahoma City22 min
Walk Score
Tampa49
Oklahoma City32
Air Quality (AQI)
Tampa37
Oklahoma City44
Avg Temperature
Tampa73°F
Oklahoma City60°F
Population
Tampa393,468
Oklahoma City681,054

Moving from Tampa to Oklahoma City?

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Tampa and Oklahoma City → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Oklahoma City →

Compare Other Cities

Tampa vs Austin → Tampa vs Denver → Tampa vs Nashville → Oklahoma City vs Raleigh → Oklahoma City vs Portland → Oklahoma City vs Phoenix →

Frequently Asked Questions

Is Tampa or Oklahoma City cheaper to live in?+
Oklahoma City is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 30.9%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Tampa vs Oklahoma City?+
A typical one-bedroom apartment costs around $1,450/month in Tampa and $950/month in Oklahoma City — a difference of about $500 per month.
Which city has lower taxes, Tampa or Oklahoma City?+
Florida has a state income tax of None (0%) and sales tax of 6.00%. Oklahoma has a state income tax of 4.75% and sales tax of 4.50%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Tampa to Oklahoma City?+
Median household income in Tampa is $62,000 compared to $58,000 in Oklahoma City. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Tampa vs Oklahoma City?+
The median home price in Tampa is $365,000 versus $210,000 in Oklahoma City — a difference of $155,000. Property tax rates also differ: Florida averages 0.80% while Oklahoma averages 0.85%.