Home › Compare › San Francisco, CA vs Oklahoma City, OK

Cost of Living: San Francisco, CA vs Oklahoma City, OK

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

40.5% Oklahoma City, OK is cheaper overall
63.8% 63.8% cheaper housing
19.1% 19.1% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 63.8% cheaper
San Francisco
210
Oklahoma City
76
🛒 Groceries 19.1% cheaper
San Francisco
115
Oklahoma City
93
🚗 Transportation 25.0% cheaper
San Francisco
128
Oklahoma City
96
🏥 Healthcare 22.0% cheaper
San Francisco
118
Oklahoma City
92
⚡ Utilities 7.4% cheaper
San Francisco
108
Oklahoma City
100

Detailed Breakdown

Category San Francisco, CA Oklahoma City, OK Difference
Overall Cost Index1488840.5% less
Housing2107663.8% less
Median 1BR Rent$3,000$95068.3% less
Median Home Price$1,250,000$210,00083.2% less
Groceries1159319.1% less
Transportation1289625.0% less
Healthcare1189222.0% less
Utilities1081007.4% less

Tax Comparison

Tax Type San Francisco, CA Oklahoma City, OK
State Income Tax13.30% (top)4.75%
State Sales Tax7.25%4.50%
Avg Property Tax Rate0.71%0.85%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

San Francisco, CA
$130,000
Median household income
Oklahoma City, OK
$58,000
Median household income
⚠️ Heads up: Oklahoma City costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Oklahoma City to maintain your San Francisco lifestyle.

→
$—

Based on overall cost index: San Francisco (148) vs Oklahoma City (88). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
San Francisco3.8%
Oklahoma City3.5%
Job Growth (YoY)
San Francisco3.2%
Oklahoma City2.4%
Top Industries
San FranciscoTech, Biotech, Finance
Oklahoma CityEnergy, Aerospace, Agriculture

Quality of Life

Avg Commute
San Francisco34 min
Oklahoma City22 min
Walk Score
San Francisco87
Oklahoma City32
Air Quality (AQI)
San Francisco42
Oklahoma City44
Avg Temperature
San Francisco57°F
Oklahoma City60°F
Population
San Francisco808,437
Oklahoma City681,054

Moving from San Francisco to Oklahoma City?

Get free, no-obligation moving quotes from top-rated movers. Compare prices and save up to 40% on your move.

Get My Free Moving Estimate →
✓ 500+ vetted movers ✓ Free quotes in 24hrs ✓ No obligation

Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in San Francisco and Oklahoma City → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Oklahoma City →

Compare Other Cities

San Francisco vs Austin → San Francisco vs Denver → San Francisco vs Nashville → Oklahoma City vs Raleigh → Oklahoma City vs Portland → Oklahoma City vs Phoenix →

Frequently Asked Questions

Is San Francisco or Oklahoma City cheaper to live in?+
Oklahoma City is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 63.8%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in San Francisco vs Oklahoma City?+
A typical one-bedroom apartment costs around $3,000/month in San Francisco and $950/month in Oklahoma City — a difference of about $2,050 per month.
Which city has lower taxes, San Francisco or Oklahoma City?+
California has a state income tax of 13.30% (top) and sales tax of 7.25%. Oklahoma has a state income tax of 4.75% and sales tax of 4.50%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from San Francisco to Oklahoma City?+
Median household income in San Francisco is $130,000 compared to $58,000 in Oklahoma City. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in San Francisco vs Oklahoma City?+
The median home price in San Francisco is $1,250,000 versus $210,000 in Oklahoma City — a difference of $1,040,000. Property tax rates also differ: California averages 0.71% while Oklahoma averages 0.85%.