HomeCompare › San Diego, CA vs Washington, DC

Cost of Living: San Diego, CA vs Washington, DC

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

1.5% Washington, DC is cheaper overall
3.6% 3.6% cheaper housing
0.0% 0.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 3.6% cheaper
San Diego
168
Washington
162
🛒 Groceries ~Same
San Diego
108
Washington
108
🚗 Transportation 3.4% more
San Diego
118
Washington
122
🏥 Healthcare ~Same
San Diego
112
Washington
110
⚡ Utilities ~Same
San Diego
104
Washington
105

Detailed Breakdown

Category San Diego, CA Washington, DC Difference
Overall Cost Index132130~Same
Housing1681623.6% less
Median 1BR Rent$2,300$2,2004.3% less
Median Home Price$820,000$620,00024.4% less
Groceries108108~Same
Transportation1181223.4% more
Healthcare112110~Same
Utilities104105~Same

Tax Comparison

Tax Type San Diego, CA Washington, DC
State Income Tax13.30% (top)10.75% (top)
State Sales Tax7.25%6.00%
Avg Property Tax Rate0.71%0.56%
Estate / Inheritance TaxNoneYes

What You'd Need to Earn

San Diego, CA
$89,000
Median household income
Washington, DC
$105,000
Median household income
✅ Good news: Income in Washington outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Washington to maintain your San Diego lifestyle.

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Based on overall cost index: San Diego (132) vs Washington (130). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
San Diego4.0%
Washington4.2%
Job Growth (YoY)
San Diego2.9%
Washington2.4%
Top Industries
San DiegoDefense, Biotech, Tourism
WashingtonGovernment, Defense, Consulting

Quality of Life

Avg Commute
San Diego25 min
Washington34 min
Walk Score
San Diego51
Washington77
Air Quality (AQI)
San Diego45
Washington42
Avg Temperature
San Diego64°F
Washington57°F
Population
San Diego1,381,611
Washington689,545

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Frequently Asked Questions

Is San Diego or Washington cheaper to live in?+
Washington is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 3.6%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in San Diego vs Washington?+
A typical one-bedroom apartment costs around $2,300/month in San Diego and $2,200/month in Washington — a difference of about $100 per month.
Which city has lower taxes, San Diego or Washington?+
California has a state income tax of 13.30% (top) and sales tax of 7.25%. District of Columbia has a state income tax of 10.75% (top) and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from San Diego to Washington?+
Median household income in San Diego is $89,000 compared to $105,000 in Washington. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in San Diego vs Washington?+
The median home price in San Diego is $820,000 versus $620,000 in Washington — a difference of $200,000. Property tax rates also differ: California averages 0.71% while District of Columbia averages 0.56%.