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Cost of Living: Raleigh, NC vs Louisville, KY

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

6.1% Louisville, KY is cheaper overall
21.2% 21.2% cheaper housing
2.1% 2.1% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 21.2% cheaper
Raleigh
104
Louisville
82
🛒 Groceries 2.1% cheaper
Raleigh
97
Louisville
95
🚗 Transportation 2.1% more
Raleigh
96
Louisville
98
🏥 Healthcare 6.0% cheaper
Raleigh
100
Louisville
94
⚡ Utilities ~Same
Raleigh
98
Louisville
100

Detailed Breakdown

Category Raleigh, NC Louisville, KY Difference
Overall Cost Index98926.1% less
Housing1048221.2% less
Median 1BR Rent$1,350$1,00025.9% less
Median Home Price$385,000$225,00041.6% less
Groceries97952.1% less
Transportation96982.1% more
Healthcare100946.0% less
Utilities98100~Same

Tax Comparison

Tax Type Raleigh, NC Louisville, KY
State Income Tax4.50%4.00%
State Sales Tax4.75%6.00%
Avg Property Tax Rate0.70%0.78%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Raleigh, NC
$78,000
Median household income
Louisville, KY
$60,000
Median household income
⚠️ Heads up: Louisville costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Louisville to maintain your Raleigh lifestyle.

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Based on overall cost index: Raleigh (98) vs Louisville (92). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Raleigh3.1%
Louisville4.0%
Job Growth (YoY)
Raleigh3.9%
Louisville2.3%
Top Industries
RaleighTech, Biotech, Education
LouisvilleHealthcare, Manufacturing, Logistics

Quality of Life

Avg Commute
Raleigh24 min
Louisville23 min
Walk Score
Raleigh30
Louisville36
Air Quality (AQI)
Raleigh35
Louisville46
Avg Temperature
Raleigh60°F
Louisville57°F
Population
Raleigh469,698
Louisville633,045

Moving from Raleigh to Louisville?

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Raleigh and Louisville → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Louisville →

Compare Other Cities

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Frequently Asked Questions

Is Raleigh or Louisville cheaper to live in?+
Louisville is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 21.2%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Raleigh vs Louisville?+
A typical one-bedroom apartment costs around $1,350/month in Raleigh and $1,000/month in Louisville — a difference of about $350 per month.
Which city has lower taxes, Raleigh or Louisville?+
North Carolina has a state income tax of 4.50% and sales tax of 4.75%. Kentucky has a state income tax of 4.00% and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Raleigh to Louisville?+
Median household income in Raleigh is $78,000 compared to $60,000 in Louisville. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Raleigh vs Louisville?+
The median home price in Raleigh is $385,000 versus $225,000 in Louisville — a difference of $160,000. Property tax rates also differ: North Carolina averages 0.70% while Kentucky averages 0.78%.