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Cost of Living: New York, NY vs Jacksonville, FL

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

33.8% Jacksonville, FL is cheaper overall
49.7% 49.7% cheaper housing
16.4% 16.4% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 49.7% cheaper
New York
195
Jacksonville
98
🛒 Groceries 16.4% cheaper
New York
116
Jacksonville
97
🚗 Transportation 24.6% cheaper
New York
130
Jacksonville
98
🏥 Healthcare 20.0% cheaper
New York
115
Jacksonville
92
⚡ Utilities 8.9% cheaper
New York
112
Jacksonville
102

Detailed Breakdown

Category New York, NY Jacksonville, FL Difference
Overall Cost Index1459633.8% less
Housing1959849.7% less
Median 1BR Rent$3,200$1,30059.4% less
Median Home Price$750,000$310,00058.7% less
Groceries1169716.4% less
Transportation1309824.6% less
Healthcare1159220.0% less
Utilities1121028.9% less

Tax Comparison

Tax Type New York, NY Jacksonville, FL
State Income Tax10.90% (top)None (0%)
State Sales Tax4.00%6.00%
Avg Property Tax Rate1.40%0.80%
Estate / Inheritance TaxYesNone

What You'd Need to Earn

New York, NY
$115,000
Median household income
Jacksonville, FL
$63,000
Median household income
⚠️ Heads up: Jacksonville costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Jacksonville to maintain your New York lifestyle.

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Based on overall cost index: New York (145) vs Jacksonville (96). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
New York5.1%
Jacksonville3.7%
Job Growth (YoY)
New York2.8%
Jacksonville3.1%
Top Industries
New YorkFinance, Media, Tech
JacksonvilleFinance, Logistics, Military

Quality of Life

Avg Commute
New York41 min
Jacksonville26 min
Walk Score
New York89
Jacksonville26
Air Quality (AQI)
New York48
Jacksonville36
Avg Temperature
New York55°F
Jacksonville69°F
Population
New York8,258,035
Jacksonville949,611

Moving from New York to Jacksonville?

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in New York and Jacksonville → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Jacksonville →

Compare Other Cities

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Frequently Asked Questions

Is New York or Jacksonville cheaper to live in?+
Jacksonville is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 49.7%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in New York vs Jacksonville?+
A typical one-bedroom apartment costs around $3,200/month in New York and $1,300/month in Jacksonville — a difference of about $1,900 per month.
Which city has lower taxes, New York or Jacksonville?+
New York has a state income tax of 10.90% (top) and sales tax of 4.00%. Florida has a state income tax of None (0%) and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from New York to Jacksonville?+
Median household income in New York is $115,000 compared to $63,000 in Jacksonville. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in New York vs Jacksonville?+
The median home price in New York is $750,000 versus $310,000 in Jacksonville — a difference of $440,000. Property tax rates also differ: New York averages 1.40% while Florida averages 0.80%.