HomeCompare › New York, NY vs Fort Worth, TX

Cost of Living: New York, NY vs Fort Worth, TX

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

34.5% Fort Worth, TX is cheaper overall
53.8% 53.8% cheaper housing
18.1% 18.1% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 53.8% cheaper
New York
195
Fort Worth
90
🛒 Groceries 18.1% cheaper
New York
116
Fort Worth
95
🚗 Transportation 24.6% cheaper
New York
130
Fort Worth
98
🏥 Healthcare 16.5% cheaper
New York
115
Fort Worth
96
⚡ Utilities 8.0% cheaper
New York
112
Fort Worth
103

Detailed Breakdown

Category New York, NY Fort Worth, TX Difference
Overall Cost Index1459534.5% less
Housing1959053.8% less
Median 1BR Rent$3,200$1,25060.9% less
Median Home Price$750,000$300,00060.0% less
Groceries1169518.1% less
Transportation1309824.6% less
Healthcare1159616.5% less
Utilities1121038.0% less

Tax Comparison

Tax Type New York, NY Fort Worth, TX
State Income Tax10.90% (top)None (0%)
State Sales Tax4.00%6.25%
Avg Property Tax Rate1.40%1.60%
Estate / Inheritance TaxYesNone

What You'd Need to Earn

New York, NY
$115,000
Median household income
Fort Worth, TX
$68,000
Median household income
⚠️ Heads up: Fort Worth costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Fort Worth to maintain your New York lifestyle.

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Based on overall cost index: New York (145) vs Fort Worth (95). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
New York5.1%
Fort Worth3.9%
Job Growth (YoY)
New York2.8%
Fort Worth3.0%
Top Industries
New YorkFinance, Media, Tech
Fort WorthAerospace, Logistics, Manufacturing

Quality of Life

Avg Commute
New York41 min
Fort Worth27 min
Walk Score
New York89
Fort Worth32
Air Quality (AQI)
New York48
Fort Worth47
Avg Temperature
New York55°F
Fort Worth65°F
Population
New York8,258,035
Fort Worth978,468

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Frequently Asked Questions

Is New York or Fort Worth cheaper to live in?+
Fort Worth is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 53.8%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in New York vs Fort Worth?+
A typical one-bedroom apartment costs around $3,200/month in New York and $1,250/month in Fort Worth — a difference of about $1,950 per month.
Which city has lower taxes, New York or Fort Worth?+
New York has a state income tax of 10.90% (top) and sales tax of 4.00%. Texas has a state income tax of None (0%) and sales tax of 6.25%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from New York to Fort Worth?+
Median household income in New York is $115,000 compared to $68,000 in Fort Worth. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in New York vs Fort Worth?+
The median home price in New York is $750,000 versus $300,000 in Fort Worth — a difference of $450,000. Property tax rates also differ: New York averages 1.40% while Texas averages 1.60%.