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Cost of Living: Nashville, TN vs San Diego, CA

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

33.3% San Diego, CA is more expensive overall
55.6% 55.6% more expensive housing
13.7% 13.7% more expensive groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 55.6% more
Nashville
108
San Diego
168
🛒 Groceries 13.7% more
Nashville
95
San Diego
108
🚗 Transportation 19.2% more
Nashville
99
San Diego
118
🏥 Healthcare 20.4% more
Nashville
93
San Diego
112
⚡ Utilities 7.2% more
Nashville
97
San Diego
104

Detailed Breakdown

Category Nashville, TN San Diego, CA Difference
Overall Cost Index9913233.3% more
Housing10816855.6% more
Median 1BR Rent$1,380$2,30066.7% more
Median Home Price$395,000$820,000107.6% more
Groceries9510813.7% more
Transportation9911819.2% more
Healthcare9311220.4% more
Utilities971047.2% more

Tax Comparison

Tax Type Nashville, TN San Diego, CA
State Income TaxNone (0%)13.30% (top)
State Sales Tax7.00%7.25%
Avg Property Tax Rate0.56%0.71%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Nashville, TN
$72,000
Median household income
San Diego, CA
$89,000
Median household income
⚠️ Heads up: San Diego costs more but median income is only slightly higher. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in San Diego to maintain your Nashville lifestyle.

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Based on overall cost index: Nashville (99) vs San Diego (132). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Nashville3.3%
San Diego4.0%
Job Growth (YoY)
Nashville3.7%
San Diego2.9%
Top Industries
NashvilleHealthcare, Music, Tech
San DiegoDefense, Biotech, Tourism

Quality of Life

Avg Commute
Nashville26 min
San Diego25 min
Walk Score
Nashville29
San Diego51
Air Quality (AQI)
Nashville40
San Diego45
Avg Temperature
Nashville59°F
San Diego64°F
Population
Nashville689,447
San Diego1,381,611

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Frequently Asked Questions

Is Nashville or San Diego cheaper to live in?+
Nashville is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 55.6%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Nashville vs San Diego?+
A typical one-bedroom apartment costs around $1,380/month in Nashville and $2,300/month in San Diego — a difference of about $920 per month.
Which city has lower taxes, Nashville or San Diego?+
Tennessee has a state income tax of None (0%) and sales tax of 7.00%. California has a state income tax of 13.30% (top) and sales tax of 7.25%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Nashville to San Diego?+
Median household income in Nashville is $72,000 compared to $89,000 in San Diego. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Nashville vs San Diego?+
The median home price in Nashville is $395,000 versus $820,000 in San Diego — a difference of $425,000. Property tax rates also differ: Tennessee averages 0.56% while California averages 0.71%.