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Cost of Living: Minneapolis, MN vs Jacksonville, FL

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

7.7% Jacksonville, FL is cheaper overall
9.3% 9.3% cheaper housing
4.0% 4.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 9.3% cheaper
Minneapolis
108
Jacksonville
98
🛒 Groceries 4.0% cheaper
Minneapolis
101
Jacksonville
97
🚗 Transportation 7.5% cheaper
Minneapolis
106
Jacksonville
98
🏥 Healthcare 8.0% cheaper
Minneapolis
100
Jacksonville
92
⚡ Utilities 7.4% more
Minneapolis
95
Jacksonville
102

Detailed Breakdown

Category Minneapolis, MN Jacksonville, FL Difference
Overall Cost Index104967.7% less
Housing108989.3% less
Median 1BR Rent$1,350$1,3003.7% less
Median Home Price$330,000$310,0006.1% less
Groceries101974.0% less
Transportation106987.5% less
Healthcare100928.0% less
Utilities951027.4% more

Tax Comparison

Tax Type Minneapolis, MN Jacksonville, FL
State Income Tax9.85% (top)None (0%)
State Sales Tax6.88%6.00%
Avg Property Tax Rate1.02%0.80%
Estate / Inheritance TaxYesNone

What You'd Need to Earn

Minneapolis, MN
$76,000
Median household income
Jacksonville, FL
$63,000
Median household income
⚠️ Heads up: Jacksonville costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Jacksonville to maintain your Minneapolis lifestyle.

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Based on overall cost index: Minneapolis (104) vs Jacksonville (96). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Minneapolis3.2%
Jacksonville3.7%
Job Growth (YoY)
Minneapolis2.5%
Jacksonville3.1%
Top Industries
MinneapolisHealthcare, Finance, Retail
JacksonvilleFinance, Logistics, Military

Quality of Life

Avg Commute
Minneapolis25 min
Jacksonville26 min
Walk Score
Minneapolis69
Jacksonville26
Air Quality (AQI)
Minneapolis36
Jacksonville36
Avg Temperature
Minneapolis45°F
Jacksonville69°F
Population
Minneapolis425,336
Jacksonville949,611

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Frequently Asked Questions

Is Minneapolis or Jacksonville cheaper to live in?+
Jacksonville is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 9.3%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Minneapolis vs Jacksonville?+
A typical one-bedroom apartment costs around $1,350/month in Minneapolis and $1,300/month in Jacksonville — a difference of about $50 per month.
Which city has lower taxes, Minneapolis or Jacksonville?+
Minnesota has a state income tax of 9.85% (top) and sales tax of 6.88%. Florida has a state income tax of None (0%) and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Minneapolis to Jacksonville?+
Median household income in Minneapolis is $76,000 compared to $63,000 in Jacksonville. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Minneapolis vs Jacksonville?+
The median home price in Minneapolis is $330,000 versus $310,000 in Jacksonville — a difference of $20,000. Property tax rates also differ: Minnesota averages 1.02% while Florida averages 0.80%.