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Cost of Living: Miami, FL vs Fort Worth, TX

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

20.8% Fort Worth, TX is cheaper overall
39.2% 39.2% cheaper housing
11.2% 11.2% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 39.2% cheaper
Miami
148
Fort Worth
90
🛒 Groceries 11.2% cheaper
Miami
107
Fort Worth
95
🚗 Transportation 12.5% cheaper
Miami
112
Fort Worth
98
🏥 Healthcare 8.6% cheaper
Miami
105
Fort Worth
96
⚡ Utilities ~Same
Miami
103
Fort Worth
103

Detailed Breakdown

Category Miami, FL Fort Worth, TX Difference
Overall Cost Index1209520.8% less
Housing1489039.2% less
Median 1BR Rent$2,100$1,25040.5% less
Median Home Price$550,000$300,00045.5% less
Groceries1079511.2% less
Transportation1129812.5% less
Healthcare105968.6% less
Utilities103103~Same

Tax Comparison

Tax Type Miami, FL Fort Worth, TX
State Income TaxNone (0%)None (0%)
State Sales Tax6.00%6.25%
Avg Property Tax Rate0.80%1.60%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Miami, FL
$65,000
Median household income
Fort Worth, TX
$68,000
Median household income
✅ Good news: Income in Fort Worth outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Fort Worth to maintain your Miami lifestyle.

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Based on overall cost index: Miami (120) vs Fort Worth (95). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Miami4.0%
Fort Worth3.9%
Job Growth (YoY)
Miami3.0%
Fort Worth3.0%
Top Industries
MiamiTourism, Finance, Real Estate
Fort WorthAerospace, Logistics, Manufacturing

Quality of Life

Avg Commute
Miami30 min
Fort Worth27 min
Walk Score
Miami78
Fort Worth32
Air Quality (AQI)
Miami35
Fort Worth47
Avg Temperature
Miami77°F
Fort Worth65°F
Population
Miami449,514
Fort Worth978,468

Moving from Miami to Fort Worth?

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Miami and Fort Worth → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Fort Worth →

Compare Other Cities

Miami vs Austin → Miami vs Denver → Miami vs Nashville → Fort Worth vs Raleigh → Fort Worth vs Portland → Fort Worth vs Phoenix →

Frequently Asked Questions

Is Miami or Fort Worth cheaper to live in?+
Fort Worth is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 39.2%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Miami vs Fort Worth?+
A typical one-bedroom apartment costs around $2,100/month in Miami and $1,250/month in Fort Worth — a difference of about $850 per month.
Which city has lower taxes, Miami or Fort Worth?+
Florida has a state income tax of None (0%) and sales tax of 6.00%. Texas has a state income tax of None (0%) and sales tax of 6.25%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Miami to Fort Worth?+
Median household income in Miami is $65,000 compared to $68,000 in Fort Worth. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Miami vs Fort Worth?+
The median home price in Miami is $550,000 versus $300,000 in Fort Worth — a difference of $250,000. Property tax rates also differ: Florida averages 0.80% while Texas averages 1.60%.