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Cost of Living: Miami, FL vs Colorado Springs, CO

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

15.8% Colorado Springs, CO is cheaper overall
25.7% 25.7% cheaper housing
8.4% 8.4% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 25.7% cheaper
Miami
148
Colorado Springs
110
🛒 Groceries 8.4% cheaper
Miami
107
Colorado Springs
98
🚗 Transportation 12.5% cheaper
Miami
112
Colorado Springs
98
🏥 Healthcare 4.8% cheaper
Miami
105
Colorado Springs
100
⚡ Utilities 10.7% cheaper
Miami
103
Colorado Springs
92

Detailed Breakdown

Category Miami, FL Colorado Springs, CO Difference
Overall Cost Index12010115.8% less
Housing14811025.7% less
Median 1BR Rent$2,100$1,35035.7% less
Median Home Price$550,000$400,00027.3% less
Groceries107988.4% less
Transportation1129812.5% less
Healthcare1051004.8% less
Utilities1039210.7% less

Tax Comparison

Tax Type Miami, FL Colorado Springs, CO
State Income TaxNone (0%)4.40%
State Sales Tax6.00%2.90%
Avg Property Tax Rate0.80%0.49%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Miami, FL
$65,000
Median household income
Colorado Springs, CO
$72,000
Median household income
✅ Good news: Income in Colorado Springs outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Colorado Springs to maintain your Miami lifestyle.

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Based on overall cost index: Miami (120) vs Colorado Springs (101). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Miami4.0%
Colorado Springs3.4%
Job Growth (YoY)
Miami3.0%
Colorado Springs3.1%
Top Industries
MiamiTourism, Finance, Real Estate
Colorado SpringsMilitary, Tech, Tourism

Quality of Life

Avg Commute
Miami30 min
Colorado Springs24 min
Walk Score
Miami78
Colorado Springs34
Air Quality (AQI)
Miami35
Colorado Springs40
Avg Temperature
Miami77°F
Colorado Springs49°F
Population
Miami449,514
Colorado Springs478,961

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Miami and Colorado Springs → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Colorado Springs →

Compare Other Cities

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Frequently Asked Questions

Is Miami or Colorado Springs cheaper to live in?+
Colorado Springs is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 25.7%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Miami vs Colorado Springs?+
A typical one-bedroom apartment costs around $2,100/month in Miami and $1,350/month in Colorado Springs — a difference of about $750 per month.
Which city has lower taxes, Miami or Colorado Springs?+
Florida has a state income tax of None (0%) and sales tax of 6.00%. Colorado has a state income tax of 4.40% and sales tax of 2.90%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Miami to Colorado Springs?+
Median household income in Miami is $65,000 compared to $72,000 in Colorado Springs. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Miami vs Colorado Springs?+
The median home price in Miami is $550,000 versus $400,000 in Colorado Springs — a difference of $150,000. Property tax rates also differ: Florida averages 0.80% while Colorado averages 0.49%.