HomeCompare › Miami, FL vs Boise, ID

Cost of Living: Miami, FL vs Boise, ID

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

13.3% Boise, ID is cheaper overall
20.3% 20.3% cheaper housing
8.4% 8.4% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 20.3% cheaper
Miami
148
Boise
118
🛒 Groceries 8.4% cheaper
Miami
107
Boise
98
🚗 Transportation 12.5% cheaper
Miami
112
Boise
98
🏥 Healthcare 8.6% cheaper
Miami
105
Boise
96
⚡ Utilities 14.6% cheaper
Miami
103
Boise
88

Detailed Breakdown

Category Miami, FL Boise, ID Difference
Overall Cost Index12010413.3% less
Housing14811820.3% less
Median 1BR Rent$2,100$1,30038.1% less
Median Home Price$550,000$430,00021.8% less
Groceries107988.4% less
Transportation1129812.5% less
Healthcare105968.6% less
Utilities1038814.6% less

Tax Comparison

Tax Type Miami, FL Boise, ID
State Income TaxNone (0%)5.80%
State Sales Tax6.00%6.00%
Avg Property Tax Rate0.80%0.58%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Miami, FL
$65,000
Median household income
Boise, ID
$72,000
Median household income
✅ Good news: Income in Boise outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Boise to maintain your Miami lifestyle.

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Based on overall cost index: Miami (120) vs Boise (104). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Miami4.0%
Boise3.0%
Job Growth (YoY)
Miami3.0%
Boise3.8%
Top Industries
MiamiTourism, Finance, Real Estate
BoiseTech, Agriculture, Manufacturing

Quality of Life

Avg Commute
Miami30 min
Boise21 min
Walk Score
Miami78
Boise39
Air Quality (AQI)
Miami35
Boise44
Avg Temperature
Miami77°F
Boise52°F
Population
Miami449,514
Boise235,684

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Frequently Asked Questions

Is Miami or Boise cheaper to live in?+
Boise is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 20.3%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Miami vs Boise?+
A typical one-bedroom apartment costs around $2,100/month in Miami and $1,300/month in Boise — a difference of about $800 per month.
Which city has lower taxes, Miami or Boise?+
Florida has a state income tax of None (0%) and sales tax of 6.00%. Idaho has a state income tax of 5.80% and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Miami to Boise?+
Median household income in Miami is $65,000 compared to $72,000 in Boise. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Miami vs Boise?+
The median home price in Miami is $550,000 versus $430,000 in Boise — a difference of $120,000. Property tax rates also differ: Florida averages 0.80% while Idaho averages 0.58%.