HomeCompare › Louisville, KY vs Omaha, NE

Cost of Living: Louisville, KY vs Omaha, NE

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

1.1% Omaha, NE is cheaper overall
0.0% 0.0% cheaper housing
0.0% 0.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing ~Same
Louisville
82
Omaha
82
🛒 Groceries ~Same
Louisville
95
Omaha
95
🚗 Transportation ~Same
Louisville
98
Omaha
96
🏥 Healthcare 2.1% more
Louisville
94
Omaha
96
⚡ Utilities 4.0% cheaper
Louisville
100
Omaha
96

Detailed Breakdown

Category Louisville, KY Omaha, NE Difference
Overall Cost Index9291~Same
Housing8282~Same
Median 1BR Rent$1,000$1,0505.0% more
Median Home Price$225,000$240,0006.7% more
Groceries9595~Same
Transportation9896~Same
Healthcare94962.1% more
Utilities100964.0% less

Tax Comparison

Tax Type Louisville, KY Omaha, NE
State Income Tax4.00%5.84% (top)
State Sales Tax6.00%5.50%
Avg Property Tax Rate0.78%1.54%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Louisville, KY
$60,000
Median household income
Omaha, NE
$66,000
Median household income
✅ Good news: Income in Omaha outpaces the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Omaha to maintain your Louisville lifestyle.

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Based on overall cost index: Louisville (92) vs Omaha (91). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Louisville4.0%
Omaha3.0%
Job Growth (YoY)
Louisville2.3%
Omaha2.6%
Top Industries
LouisvilleHealthcare, Manufacturing, Logistics
OmahaFinance, Insurance, Agriculture

Quality of Life

Avg Commute
Louisville23 min
Omaha20 min
Walk Score
Louisville36
Omaha38
Air Quality (AQI)
Louisville46
Omaha38
Avg Temperature
Louisville57°F
Omaha51°F
Population
Louisville633,045
Omaha486,051

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Frequently Asked Questions

Is Louisville or Omaha cheaper to live in?+
Omaha is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 0.0%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Louisville vs Omaha?+
A typical one-bedroom apartment costs around $1,000/month in Louisville and $1,050/month in Omaha — a difference of about $50 per month.
Which city has lower taxes, Louisville or Omaha?+
Kentucky has a state income tax of 4.00% and sales tax of 6.00%. Nebraska has a state income tax of 5.84% (top) and sales tax of 5.50%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Louisville to Omaha?+
Median household income in Louisville is $60,000 compared to $66,000 in Omaha. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Louisville vs Omaha?+
The median home price in Louisville is $225,000 versus $240,000 in Omaha — a difference of $15,000. Property tax rates also differ: Kentucky averages 0.78% while Nebraska averages 1.54%.