HomeCompare › Louisville, KY vs Albuquerque, NM

Cost of Living: Louisville, KY vs Albuquerque, NM

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

0.0% Albuquerque, NM is cheaper overall
7.3% 7.3% more expensive housing
1.1% 1.1% more expensive groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 7.3% more
Louisville
82
Albuquerque
88
🛒 Groceries ~Same
Louisville
95
Albuquerque
96
🚗 Transportation ~Same
Louisville
98
Albuquerque
96
🏥 Healthcare 2.1% cheaper
Louisville
94
Albuquerque
92
⚡ Utilities 4.0% cheaper
Louisville
100
Albuquerque
96

Detailed Breakdown

Category Louisville, KY Albuquerque, NM Difference
Overall Cost Index9292~Same
Housing82887.3% more
Median 1BR Rent$1,000$1,0505.0% more
Median Home Price$225,000$280,00024.4% more
Groceries9596~Same
Transportation9896~Same
Healthcare94922.1% less
Utilities100964.0% less

Tax Comparison

Tax Type Louisville, KY Albuquerque, NM
State Income Tax4.00%5.90% (top)
State Sales Tax6.00%5.00%
Avg Property Tax Rate0.78%0.67%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Louisville, KY
$60,000
Median household income
Albuquerque, NM
$58,000
Median household income
⚠️ Heads up: Albuquerque costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Albuquerque to maintain your Louisville lifestyle.

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Based on overall cost index: Louisville (92) vs Albuquerque (92). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Louisville4.0%
Albuquerque4.5%
Job Growth (YoY)
Louisville2.3%
Albuquerque2.0%
Top Industries
LouisvilleHealthcare, Manufacturing, Logistics
AlbuquerqueGovernment, Defense, Healthcare

Quality of Life

Avg Commute
Louisville23 min
Albuquerque22 min
Walk Score
Louisville36
Albuquerque36
Air Quality (AQI)
Louisville46
Albuquerque42
Avg Temperature
Louisville57°F
Albuquerque57°F
Population
Louisville633,045
Albuquerque564,559

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Planning Your Move?

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Frequently Asked Questions

Is Louisville or Albuquerque cheaper to live in?+
Albuquerque is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 7.3%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Louisville vs Albuquerque?+
A typical one-bedroom apartment costs around $1,000/month in Louisville and $1,050/month in Albuquerque — a difference of about $50 per month.
Which city has lower taxes, Louisville or Albuquerque?+
Kentucky has a state income tax of 4.00% and sales tax of 6.00%. New Mexico has a state income tax of 5.90% (top) and sales tax of 5.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Louisville to Albuquerque?+
Median household income in Louisville is $60,000 compared to $58,000 in Albuquerque. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Louisville vs Albuquerque?+
The median home price in Louisville is $225,000 versus $280,000 in Albuquerque — a difference of $55,000. Property tax rates also differ: Kentucky averages 0.78% while New Mexico averages 0.67%.