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Cost of Living: Indianapolis, IN vs Oklahoma City, OK

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

3.3% Oklahoma City, OK is cheaper overall
5.0% 5.0% cheaper housing
2.1% 2.1% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 5.0% cheaper
Indianapolis
80
Oklahoma City
76
🛒 Groceries 2.1% cheaper
Indianapolis
95
Oklahoma City
93
🚗 Transportation ~Same
Indianapolis
98
Oklahoma City
96
🏥 Healthcare 4.2% cheaper
Indianapolis
96
Oklahoma City
92
⚡ Utilities 3.1% more
Indianapolis
97
Oklahoma City
100

Detailed Breakdown

Category Indianapolis, IN Oklahoma City, OK Difference
Overall Cost Index91883.3% less
Housing80765.0% less
Median 1BR Rent$1,050$9509.5% less
Median Home Price$230,000$210,0008.7% less
Groceries95932.1% less
Transportation9896~Same
Healthcare96924.2% less
Utilities971003.1% more

Tax Comparison

Tax Type Indianapolis, IN Oklahoma City, OK
State Income Tax3.05%4.75%
State Sales Tax7.00%4.50%
Avg Property Tax Rate0.75%0.85%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Indianapolis, IN
$60,000
Median household income
Oklahoma City, OK
$58,000
Median household income
✅ Good news: Income in Oklahoma City roughly matches the cost difference, so your purchasing power should hold up.

Salary Equivalent Calculator

Find out what you'd need to earn in Oklahoma City to maintain your Indianapolis lifestyle.

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Based on overall cost index: Indianapolis (91) vs Oklahoma City (88). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Indianapolis3.9%
Oklahoma City3.5%
Job Growth (YoY)
Indianapolis2.6%
Oklahoma City2.4%
Top Industries
IndianapolisPharma, Logistics, Motorsports
Oklahoma CityEnergy, Aerospace, Agriculture

Quality of Life

Avg Commute
Indianapolis24 min
Oklahoma City22 min
Walk Score
Indianapolis31
Oklahoma City32
Air Quality (AQI)
Indianapolis42
Oklahoma City44
Avg Temperature
Indianapolis53°F
Oklahoma City60°F
Population
Indianapolis887,642
Oklahoma City681,054

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Indianapolis and Oklahoma City → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Oklahoma City →

Compare Other Cities

Indianapolis vs Austin → Indianapolis vs Denver → Indianapolis vs Nashville → Oklahoma City vs Raleigh → Oklahoma City vs Portland → Oklahoma City vs Phoenix →

Frequently Asked Questions

Is Indianapolis or Oklahoma City cheaper to live in?+
Oklahoma City is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 5.0%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Indianapolis vs Oklahoma City?+
A typical one-bedroom apartment costs around $1,050/month in Indianapolis and $950/month in Oklahoma City — a difference of about $100 per month.
Which city has lower taxes, Indianapolis or Oklahoma City?+
Indiana has a state income tax of 3.05% and sales tax of 7.00%. Oklahoma has a state income tax of 4.75% and sales tax of 4.50%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Indianapolis to Oklahoma City?+
Median household income in Indianapolis is $60,000 compared to $58,000 in Oklahoma City. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Indianapolis vs Oklahoma City?+
The median home price in Indianapolis is $230,000 versus $210,000 in Oklahoma City — a difference of $20,000. Property tax rates also differ: Indiana averages 0.75% while Oklahoma averages 0.85%.