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Cost of Living: Houston, TX vs Baltimore, MD

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

12.5% Baltimore, MD is more expensive overall
21.7% 21.7% more expensive housing
10.6% 10.6% more expensive groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 21.7% more
Houston
92
Baltimore
112
🛒 Groceries 10.6% more
Houston
94
Baltimore
104
🚗 Transportation 10.0% more
Houston
100
Baltimore
110
🏥 Healthcare 9.5% more
Houston
95
Baltimore
104
⚡ Utilities ~Same
Houston
106
Baltimore
108

Detailed Breakdown

Category Houston, TX Baltimore, MD Difference
Overall Cost Index9610812.5% more
Housing9211221.7% more
Median 1BR Rent$1,200$1,35012.5% more
Median Home Price$295,000$220,00025.4% less
Groceries9410410.6% more
Transportation10011010.0% more
Healthcare951049.5% more
Utilities106108~Same

Tax Comparison

Tax Type Houston, TX Baltimore, MD
State Income TaxNone (0%)5.75% (top)
State Sales Tax6.25%6.00%
Avg Property Tax Rate1.60%0.99%
Estate / Inheritance TaxNoneYes

What You'd Need to Earn

Houston, TX
$67,000
Median household income
Baltimore, MD
$58,000
Median household income
⚠️ Heads up: Baltimore costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Baltimore to maintain your Houston lifestyle.

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Based on overall cost index: Houston (96) vs Baltimore (108). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Houston4.5%
Baltimore5.0%
Job Growth (YoY)
Houston3.1%
Baltimore1.7%
Top Industries
HoustonEnergy, Healthcare, Aerospace
BaltimoreHealthcare, Education, Defense

Quality of Life

Avg Commute
Houston30 min
Baltimore31 min
Walk Score
Houston33
Baltimore67
Air Quality (AQI)
Houston52
Baltimore44
Avg Temperature
Houston70°F
Baltimore56°F
Population
Houston2,304,580
Baltimore585,708

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Frequently Asked Questions

Is Houston or Baltimore cheaper to live in?+
Houston is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 21.7%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Houston vs Baltimore?+
A typical one-bedroom apartment costs around $1,200/month in Houston and $1,350/month in Baltimore — a difference of about $150 per month.
Which city has lower taxes, Houston or Baltimore?+
Texas has a state income tax of None (0%) and sales tax of 6.25%. Maryland has a state income tax of 5.75% (top) and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Houston to Baltimore?+
Median household income in Houston is $67,000 compared to $58,000 in Baltimore. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Houston vs Baltimore?+
The median home price in Houston is $295,000 versus $220,000 in Baltimore — a difference of $75,000. Property tax rates also differ: Texas averages 1.60% while Maryland averages 0.99%.