Home › Compare › Fort Worth, TX vs Louisville, KY

Cost of Living: Fort Worth, TX vs Louisville, KY

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

3.2% Louisville, KY is cheaper overall
8.9% 8.9% cheaper housing
0.0% 0.0% cheaper groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 8.9% cheaper
Fort Worth
90
Louisville
82
🛒 Groceries ~Same
Fort Worth
95
Louisville
95
🚗 Transportation ~Same
Fort Worth
98
Louisville
98
🏥 Healthcare 2.1% cheaper
Fort Worth
96
Louisville
94
⚡ Utilities 2.9% cheaper
Fort Worth
103
Louisville
100

Detailed Breakdown

Category Fort Worth, TX Louisville, KY Difference
Overall Cost Index95923.2% less
Housing90828.9% less
Median 1BR Rent$1,250$1,00020.0% less
Median Home Price$300,000$225,00025.0% less
Groceries9595~Same
Transportation9898~Same
Healthcare96942.1% less
Utilities1031002.9% less

Tax Comparison

Tax Type Fort Worth, TX Louisville, KY
State Income TaxNone (0%)4.00%
State Sales Tax6.25%6.00%
Avg Property Tax Rate1.60%0.78%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Fort Worth, TX
$68,000
Median household income
Louisville, KY
$60,000
Median household income
⚠️ Heads up: Louisville costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Louisville to maintain your Fort Worth lifestyle.

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Based on overall cost index: Fort Worth (95) vs Louisville (92). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Fort Worth3.9%
Louisville4.0%
Job Growth (YoY)
Fort Worth3.0%
Louisville2.3%
Top Industries
Fort WorthAerospace, Logistics, Manufacturing
LouisvilleHealthcare, Manufacturing, Logistics

Quality of Life

Avg Commute
Fort Worth27 min
Louisville23 min
Walk Score
Fort Worth32
Louisville36
Air Quality (AQI)
Fort Worth47
Louisville46
Avg Temperature
Fort Worth65°F
Louisville57°F
Population
Fort Worth978,468
Louisville633,045

Moving from Fort Worth to Louisville?

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Planning Your Move?

Here are some helpful resources if you're considering relocating.

🏠 Find ApartmentsBrowse rentals in Fort Worth and Louisville → 🚚 Get Moving QuotesCompare prices from top movers → 📈 Check Home ValuesSee real estate trends in both cities → 💼 Search JobsFind open positions in Louisville →

Compare Other Cities

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Frequently Asked Questions

Is Fort Worth or Louisville cheaper to live in?+
Louisville is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 8.9%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Fort Worth vs Louisville?+
A typical one-bedroom apartment costs around $1,250/month in Fort Worth and $1,000/month in Louisville — a difference of about $250 per month.
Which city has lower taxes, Fort Worth or Louisville?+
Texas has a state income tax of None (0%) and sales tax of 6.25%. Kentucky has a state income tax of 4.00% and sales tax of 6.00%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Fort Worth to Louisville?+
Median household income in Fort Worth is $68,000 compared to $60,000 in Louisville. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Fort Worth vs Louisville?+
The median home price in Fort Worth is $300,000 versus $225,000 in Louisville — a difference of $75,000. Property tax rates also differ: Texas averages 1.60% while Kentucky averages 0.78%.