HomeCompare › Fort Worth, TX vs Cincinnati, OH

Cost of Living: Fort Worth, TX vs Cincinnati, OH

A data-driven comparison of housing, groceries, transportation, taxes, job market and more. See which city gives you more for your money.

3.2% Cincinnati, OH is cheaper overall
11.1% 11.1% cheaper housing
1.1% 1.1% more expensive groceries
Updated April 2026 · Data: Bureau of Labor Statistics, U.S. Census Bureau National average = 100

At a Glance

🏠 Housing 11.1% cheaper
Fort Worth
90
Cincinnati
80
🛒 Groceries ~Same
Fort Worth
95
Cincinnati
96
🚗 Transportation ~Same
Fort Worth
98
Cincinnati
100
🏥 Healthcare ~Same
Fort Worth
96
Cincinnati
96
⚡ Utilities 4.9% cheaper
Fort Worth
103
Cincinnati
98

Detailed Breakdown

Category Fort Worth, TX Cincinnati, OH Difference
Overall Cost Index95923.2% less
Housing908011.1% less
Median 1BR Rent$1,250$1,05016.0% less
Median Home Price$300,000$215,00028.3% less
Groceries9596~Same
Transportation98100~Same
Healthcare9696~Same
Utilities103984.9% less

Tax Comparison

Tax Type Fort Worth, TX Cincinnati, OH
State Income TaxNone (0%)3.50% (top)
State Sales Tax6.25%5.75%
Avg Property Tax Rate1.60%1.41%
Estate / Inheritance TaxNoneNone

What You'd Need to Earn

Fort Worth, TX
$68,000
Median household income
Cincinnati, OH
$58,000
Median household income
⚠️ Heads up: Cincinnati costs more but median income is lower. You may need to earn more to maintain the same standard of living.

Salary Equivalent Calculator

Find out what you'd need to earn in Cincinnati to maintain your Fort Worth lifestyle.

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Based on overall cost index: Fort Worth (95) vs Cincinnati (92). This is an estimate for comparison purposes.

Job Market Snapshot

Unemployment Rate
Fort Worth3.9%
Cincinnati3.8%
Job Growth (YoY)
Fort Worth3.0%
Cincinnati2.4%
Top Industries
Fort WorthAerospace, Logistics, Manufacturing
CincinnatiManufacturing, Finance, Healthcare

Quality of Life

Avg Commute
Fort Worth27 min
Cincinnati24 min
Walk Score
Fort Worth32
Cincinnati50
Air Quality (AQI)
Fort Worth47
Cincinnati44
Avg Temperature
Fort Worth65°F
Cincinnati54°F
Population
Fort Worth978,468
Cincinnati309,317

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Frequently Asked Questions

Is Fort Worth or Cincinnati cheaper to live in?+
Cincinnati is the more affordable option overall. The biggest difference is in housing costs, where the gap is about 11.1%. Day-to-day expenses like groceries and transportation are closer between the two cities.
How much is rent in Fort Worth vs Cincinnati?+
A typical one-bedroom apartment costs around $1,250/month in Fort Worth and $1,050/month in Cincinnati — a difference of about $200 per month.
Which city has lower taxes, Fort Worth or Cincinnati?+
Texas has a state income tax of None (0%) and sales tax of 6.25%. Ohio has a state income tax of 3.50% (top) and sales tax of 5.75%. Consider all tax types together when evaluating total tax burden, as states with no income tax often compensate with higher sales or property taxes.
Can I afford to move from Fort Worth to Cincinnati?+
Median household income in Fort Worth is $68,000 compared to $58,000 in Cincinnati. Use the salary calculator above to see what you'd need to earn to maintain your current standard of living.
What about buying a home in Fort Worth vs Cincinnati?+
The median home price in Fort Worth is $300,000 versus $215,000 in Cincinnati — a difference of $85,000. Property tax rates also differ: Texas averages 1.60% while Ohio averages 1.41%.